It still pays off: Gillian White on the value of a college education

Is college the best option? That’s a hotly debated topic these days, and in fact, Chapter 16 of your text addresses that very question. Gillian White, senior associate editor of The Atlantic, reports on the results of a new Georgetown University study showing that college “still pays off.” Her article was published in the magazine in February 2015.

Read it here: White, “Even with debt, college still pays off”

  1. White’s title and opening paragraphs present a positive and optimistic picture of the benefits of a college degree. The final paragraphs, however, may reduce that optimism somewhat. Does the article offer an argument? Are the beginning of the article and the end consistent with one another? Why or why not? Explain your reasoning.
  2. The earnings graph that White includes compares recent graduates of high school, college, and graduate school with “experienced” workers at each of those educational levels. What defines an “experienced worker” here? White uses the graph only to demonstrate one thing: that recent college graduates fare better than experienced high school graduates. What else can you discover from the graph? Would her argument have been stronger if she had discussed any of the other information that the graph reveals? Why or why not?
  3. According to the Georgetown research professor who headed the study that White’s article highlights, “…college is still worth it. It’s just that most people can’t afford it.” Why might White have included this quote in her article? How does it contribute to her main argument? Explain your reasoning.
  4. Read (or re-read) Sanford Ungar’s essay in Chapter 16 of your text. Ungar and White are both enthusiastic supporters of college education, but for very different reasons. With which one do you agree more? Why? Write an essay that uses Ungar and/or White as your They Say, and present evidence from your own college experience to explain your preference for one or the other view.

142 thoughts on “It still pays off: Gillian White on the value of a college education

  1. greg friedmann's avatar greg friedmann

    So, do I think the first and last paragraphs are consistent with one another? I do think there consistent with each other but at the same time I think there different sides of the same coin. Both paragraphs go over the importance of a college education and it’s earning potential. The first paragraph focuses a little bit more on the increase of student loans and the jump in college tuition. Although both are increasing the potential amount of earnings that a college degree brings in far outweighs the cost of the education, with the potential to earn anywhere from 29% to 229% more than their peers without a college degree. Some people may bring up the growing number of college graduates having trouble finding jobs. The last part of this article addresses that very clearly to quote the author “you want to make sure that people make good investments.” I think what he meant by that is to do your due diligence. Not all degrees are equal, I think a lot of people complain about equal opportunity but in reality they’re complaining about not having equal outcome, two totally different things. Research the career that you are going into, find out the rate of employment in that field, how fast is that field growing, is there going to be a continuing education requirement and having to update your skills every few years. Are the things I think people overlook when they are deciding what career path to go into. It’s abundantly clear in today’s society that high tech jobs are the most sought after. I know that’s a little off-topic from the article. In conclusion, it is obvious to me that a college education is worth the price of admission, but it’s up to the individual to educate themselves and to seek out advice to reach the full potential of the education that they are pursuing.

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  2. Katrina's avatar Katrina

    I think that in whites first paragraph he is trying to make the point on what “they say” being American society. He says “From a very early age, we get the message that going to college is crucial step in life.” Then as he goes on to the end he says “it matters less whether we read Macbeth or a Marvel comic book, as long as we approach what we read with critical eye and question it analytical,intellectual ways.”
    “Nonetheless develop sophisticated knowledge of how to do their work.” Basically saying you don’t have to go to college because there is many sophisticated people that didn’t attend college know how to do their work. So he is being consistent in the sense college is for some but not all have to attend to get the job done.

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  3. Dakota J.'s avatar Dakota J.

    I agree that College is well-worth it. As Georgetown’s research professor who headed the study that White’s article highlights, “…college is still worth it. It’s just that most people can’t afford it.”, I believe White included this quote into his article to emphasize the fact that college is costly. Almost a lot of people risk a lot of money on this education. This contributes to her reading when White stated before,”When you add up the premium that college grads benefit from, which can amount to upwards of $10,000 each year, and multiply it by a career that lasts for about 45 years, the cost of a college education is well worth it.” As a college graduate and if spent responsibly, all of your college loans with be paid off in no time which will leave the rest of your career to just collect. I suppose College is like a long-term investment.If you put money in, in return, you will make way more money. College is like a jump start in your career. When people think if college, they don’t think ahead of what the outcome is. Its more like an investment that involves the right thinking depending on the major and how much you expect to put in. Just like Gillian B. White, I believe College is worth it in the long run and will eventually pay off itself.

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  4. Tara Pergerson's avatar Tara Pergerson

    In the first paragraph of the article, Gillian White positively introduces the reader using the facts from studies to support the title and the whole purpose of the article. The first paragraph White basically supports his own opinion without stating his opinion “College graduates earn 80 percent more than their peers who didn’t attend, or didn’t finish, undergrad”. Throughout the article there’s no real argument presented besides the argument the author shares to support his opinion against the opposing readers.
    However the beginning of the article and the end are very consistent in presenting examples, facts and graphs of the information supporting the long term benefits college has to offer, Whites point is that no matter the debt or any other obstacle you may run into that may change your mind on the importance of college the long term benefit is the bigger picture.
    White shares this information which he gives the reader a better insight of the outcome of long term success “when you add up the premium that college grads benefit from ; and multiply it by a career that lasts for about 45 years, the cost of a college education is well worth it.” I couldn’t agree more with the facts from this quote and the point that White makes. With the knowledge of the long term benefits college is still worth it even through the debt.

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  5. Emily Schneider's avatar Emily Schneider

    In my opinion, college is not for everyone. It is hard for some families to afford so their child or children have to take a year off or sometimes not even have the opportunity to go to college. Other students just take a year because they want to take a break before proceeding towards the future. Also, some students usually go to a community college for two years to save money since its less expensive then going straight to a four year school.

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  6. Juwan Parker's avatar Juwan Parker

    White article does offer an argument, although college may leave some in debt, it is still better to have then a high diploma. White himself writes,” in a new study that looks at the wage advantage college grads have over those with only a high-school diploma, looking at earnings through various stages of employment, from just after graduation to decades into their careers” (White, Even with debt, college pays off article). White supports his article with research and is very clear on his view of the situation. Although he made good points in the article, I don’t think that the beginning and the end of his article are consistent with one another. According to White,” the realities of the financial benefits a college degree can provide are often more difficult to grasp while saddled with the burden of student-loan debt, particularly during the early portion of your career” (White, Even with debt, college pays off article). Which in my opinion works against the his belief, a little, due to his support of the college education. To me, White’s point is that you have better chances in the world with a college degree; and although you will be in a financial whole it will still work out better in the long run.

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  7. Kayla Kizer's avatar Kayla Kizer

    The article, Even With Debt, Colleges Still Pays Off, by Gillian White does focus on the argument that going to college does have its advantages in the working world. However it does leave room for argument. In the first paragraph the author takes a more positive approach to getting a college degree. In the last paragraphs however, she quotes a research professor when he says “I think people should talk to you about what you’re going to major in and what your career prospects are. You want to make sure that people make good investments, that’s the idea”(White 9). Here she is not giving up on her argument but leaving room for someone challenge what she is saying. So I would say that her first and last paragraphs are not completely contrasting but setting people up to challenge what is being said.

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  8. jacob sanchez's avatar jacob sanchez

    I agree with the article. with just the facts alone you cant say that the majority of non college educated people make more than people that are college educated. With the exception of some cases, college can be very pricey and often times overpriced. People look at college debt as a deterrent but the facts only show that over time you will pay that debt off and will have longterm financial stability. To sum this up, college educations are a must to me, but if you get a killer job without a college education, go ahead and live your life.

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  9. Jaclyn Gonzalez's avatar Jaclyn Gonzalez

    Yes the article offers a argument, the argument is that a college degree is important but that the money it takes is not always worth it. The beginning of the article and the end consistent with one another because they both fight an opposite view on the effect of debt on a student and young adult. An experienced worker is define as someone who has knowledge in a certain field or has worked in that field before. From the graph you also find that even with experience the people with degrees are more likely to be hired and have a stable job. If White’s had other information that the graph reveals her argument would have been much stronger, because it would reveal some things people may easily look over in graphs. It would have added more insight to her view on her side, and explain more why the graphs were placed there. White included this quote “…college is still worth it. It’s just that most people can’t afford it.” because it shows that college may be a good option but only for those who can afford the education in today’s society. It contributes to her main argument because it re-enforces the fact that not everyone can afford to go to a school that offers the degree in the field they want. Experience is the only sane way most people can make it to the top. I agree more on the side of Ungar only because he states the fact that everyone is looking for a career but some people just don’t have the right resources to do it the “academic” way.

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  10. EKATEPUHA's avatar EKATEPUHA

    In her article, White insists that a college education is worth it and that the debt you have in the end will pay off. Many high school graduates decide not to go to college because they think that careers, that require you to go to college, in the end will cause you to be in a lot of debt. I agree that this is a big problem that can arise when someone is thinking of going to college or not. Don’t get me wrong, I do believe that getting a college education is important but many people in the country are faced with financial problems and since the cost of college is so high, many people get scared off and in the end they don’t go to college at all. They worry about paying off their debts and this causes them to think that they will never pay it off. Although this problem may be big in our society, I don’t believe that it should be stopping anyone from going to college.

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  11. Desire M's avatar Desire M

    In the article “Even With Debt, College Still Pays Off”, White discusses the benefits of college and why it is best for students to attend college after graduating High School, despite the cost. Based on the studies, students who have graduated from a four year college with a bachelor’s degree are making more money than those who only have a High School diploma. This shows that going to college is always the best choice, and that the cost of college education is worth it in the long run. This is not to say that students who do not choose to go to college will not have good jobs, but rather that students who do attend college will earn more and have more benefits along with increased knowledge. In other words, college education is very crucial for entering jobs and getting a good salary, and its benefits last a lifetime.

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  12. Joanna B's avatar Joanna B

    Many people in today’s society question whether a college education is still beneficial, considering the amount of debt that it puts you in, is it still worth it? White’s article, “Even With Debt, College Pays Off” focuses on the benefits of earning a college education. He argues that a college education can earn you a significantly higher salary than some of your peers, who only have a high school diploma. But considering the hole that the debt buries you in, is it truly beneficial? I do concede that a college education is extremely important, it can open doors that would not have existed without that level of education. White is less concerned with the cost of college than with the actual experience itself. He asserts the claim that education is of utmost value and money should not be the thing that holds bright individuals back. To put it another way, we all know that not everyone can afford college but, just because they cannot afford it does not mean that they shouldn’t go; especially when it could improve their lives and futures immensely. In short, a college education provides a lot more resources and is more important than most people realize. It is not an exaggeration, when people say that college makes you more apt to be successful because it does.

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  13. Nandini Vyas's avatar Nandini Vyas

    I agree with white that college education is worth it. Attending or even deciding to go to college is one of the best. Choice one could make .yes, this includes a financial burden , in most cases ond would ask why not but or invest in something else?? Because knowledge is always applied and never wasted.fFrom resent studies and research it stayed that that college graduates earn more then others did who did not attend a higher education institute. Someone with couple years of experience with the degree can earn up to or above 70,,000 or more where a high school graduate earn.ing capability is in the 20-25,000 range with limited benefits.
    From my personal experience I feel that it the best investment one could make.it not only increases your salary but also gives you a better quality of life .tTherefore I free with whites value on education .if you have not yet started it just never to late to begin today.

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  14. Amanda C's avatar Amanda C

    It is common in today’s society to think that college education isn’t as beneficial as it used to be, and it isn’t worth the financial burden. But, as White points out, a college degree will pay off in the long run. She describes how people with a college degree make more money than those who haven’t gone to college: “According to data from the New York Fed, college graduates earn 80 percent more than their peers who didn’t attend, or didn’t finish,”. In my personal opinion, a college education is one of the best investments to make. Even with a lot of debt, a college degree will be something you won’t regret getting in the future.

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  15. Natalie10614's avatar Natalie10614

    White’s article takes the side of “yes” in the debate of whether or not college is still worth it. What White is saying here is that even though college can get pricey, in her opinion the pros far outweigh the cons. For example, you have an 83% better chance of getting a job with a bachelors degree from college than trying to get one straight from high school with no college experience. Although some readers may object that all that doesn’t matter when the college is too costly, I would answer that it doesn’t have to be that way. Going to a smaller, more financial efficient college until you can gather the money for your “dream school” isn’t a terrible idea; at least you would could have a bachelors and find a high paying job rather than hunt for one with no degree and likely not get hired. College is still very beneficial. It prepares you for the career you want to have that will eventually pay itself back, as White puts it, “When you add up the premium that college grads benefit from, which can amount to upwards of $10,000 each year, and multiply it by a career that lasts for about 45 years, the cost of a college education is well worth it”.

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  16. sam's avatar sam

    Gillian B White, presents us with her supporting argument of why, even with debt, college is still worth it. I agree with White in this case saying that college is financially better than going without it. Tuition for college has been higher than ever, but once you get your degree, and continue to work hard it will pay off in the end. Of course it does depend on what your major is as well, but even statistics show that college graduates make a larger salary right after college and afterwards, later in life. I also believe that becoming successful in the career you picked comes from hard work and dedication. Of course if you slack, get distracted, and become lazy, it won’t pay off in the end. If you concentrate on what you’re in school for and keep working hard, you’ll get to where you want to be. College can cause debt, but as long as you plan correctly according to your financial status, and go to a college that you know you’ll be able to pay off in the end, than it will all be very much worth it.

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  17. Ljm1400's avatar Ljm1400

    Although some readers may object that going to college is not worth it, I would answer that it pays off in the end. White would agree with me on this subject as well. Although it is much more expensive now, pay has also increased greatly compared to other workers that have a lower degree of education. For example, White states that, “… [college graduates] ages 25 to 34 [earn] between 92 and 229 percent more than peers without a college degree.” This is important because you may have to pay that extra money for higher education, however the increase in your pay in the long run with easily pay for the schooling itself.

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  18. cam's avatar cam

    It is very common in today’s generation to think that a college education is not useful as it once was, and is not worth the burden it is on your finances. But, as White states, a college degree will pay off down the road. She explains how people with a college degree make more money than those who do not have a college degree; “According to data from the New York Fed, college graduates earn 80 percent more than their peers who didn’t attend, or didn’t finish,”. In my opinion, a college education is a very helpful investment and most likely the best one to make. It is very useful in starting a good career no matter the debt you have to pay back. A unregrettable decision.

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  19. Gabrielle Trudeau's avatar Gabrielle Trudeau

    In the article “Even With Debt, College Still Pays Off”, Gillian White writes about the importance of going to college after high school. Some might argue that college is so expensive that student loans leave students so far in debt that it ruins their financial future. White, in contrast, says that the education you receive from attending college leads to much more opportunities and in the long run is worth the student loans you’d have to pay. As a student already looking into where I want to attend, I believe that college is worth the negative “side effects” it comes with. Essentially, I am not arguing that college is cheap or easy to afford but that despite the expenses it comes with, it is more beneficial to go then not to go. To put in another way, companies and businesses are more likely to hire someone with a degree than someone who just has a high school diploma. Consider, for example, losing your job and needed to find a new one quickly. If the job is between a high school dropout with his GED and a college graduate with his masters degree, it’s obvious who would get the job. My conclusion, then, is that even with the debt, the benefits you receive from attending college out-way the possible side effects.

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  20. Jessicw W's avatar Jessicw W

    Throughout the article, White discusses universities raising prices and questions whether it is worth it? She argues ” Is it worth it”. Additionally, she elaborates on the contrasting wages between people with high school diplomas, college degrees and graduate degrees. She goes into even more detail when she discusses the contrasting wages between these degrees at different levels of experience. My own view is college is absolutely worth it. This is not to say that I condone the extremely high tuition cost, but rather to say that you will make that money back in time. In other words, the wage differences varying from different degrees and levels of education is significant. Having just argued that , I want to now complicate that point by adding that with experience some people with lower degrees can achieve the same success and wage as those that are more highly educated.For instance, the graph provided by white, shows that experienced high school graduates make almost as much as recent college graduates. But above all, those that are experienced and have a graduate degree make the most in the end. Although some readers may object that furthering their education is a waste of money because you can achieve nearly the same success with experience alone, I would answer that you could reach such prosperity much faster by earning a higher degree. In sum, then, a college is worth it and will pay off in the end.

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  21. Sonia DeMaio's avatar Sonia DeMaio

    What having a college degree really means is having an advantage in society to be able to get a well paying job over someone else who only has a high school diploma. Ultimately, then, the goal of going to college is to insure that you won’t have to worry about struggling with finding a job in the future. The question that has aroused over the last few years is whether or not going to college is really worth it in the end. There’s no question that most students right out of high school aren’t going to have the money to afford going to college. This means that most college graduates will be in debt for a long time even after graduation, so is it worth it? In short, yes, it is worth it. Studies have shown that even after unemployment college grads have had a much easier time finding a job than people who have had less of an education. Consider two people going for the same job but only one of them has a college education, the one who attended college will be the one to get the job almost all the time. Therefore going to college is worth it in the end.

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  22. dtruds's avatar dtruds

    High school is coming closer and closer to an end and college is hot topic of discussion right now. As college is becoming more expensive a popular issue for many people has been whether or not the college education is even worth the expensive college tuition. On one hand, many people get intimidated by the high numbers and future student debt, and decide that they would be better off without going to college. Many people settle with jobs like engineering and other trades so that they don’t have to worry about having debts to constantly be paying. But recent research has shown that the job you earn with your college education will, in the end, pay off all of your student loans. Recent research from Georgetown University has shown that people with college educations tend to have a higher yearly income than those who just have a high school education. To many people, including myself, the insanely high college fees can be extremely intimidating. But, if you think about it, if you leave college with debt of about $30,000 and you get a good job that earns you $45,000 a year for ten years to start (and add in salary raises), paying off those haunting college debts won’t be as hard as you might think. Now, this is not to say that all people who don’t go to college can’t make a good living and have a good income. This is just a message to all people that want to go to college but are too afraid of the future debts. If you want to go to college, then you can earn yourself a good job and eventually the good job that you worked so hard for will eventually help pay off all your student loans.

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  23. O.Breck's avatar O.Breck

    The Atlantic’s Gillian B. White wrote an article regarding the value of a college education, the work was titled “Even With Debt, College Still Pays Off”. In her piece, White highlights a comment by a Georgetown research professor named Anthony P. Carnevale; “…college is still worth it. It’s just that most people can’t afford it.” Ms. White most likely included this quote into her article to make it known that college isn’t not worth it, contrary to what many people say. What the author really meant by incorporating this quote was that people who believe that college isn’t worth it are the ones who can’t afford it and therefore say these things. This quote contributes to her main argument that even with debt, college still pays off by discrediting the naysayers. She uses this quote to point out a weak spot in the other side’s argument that college isn’t worth it, and she furthers her assertion by providing financial statistics that make it clear to the reader that a college education reaps rewards that are unreachable without a degree. Gillian White does a proficient job of convincing readers that even with debt, college still pays off.

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  24. Mo B's avatar Mo B

    In Gillian White’s article, Even With Debt, College Still Pays Off, she incorporates the quote, “The truth of it is that college is still worth it. It’s just that more people can’t afford it.” White includes this quote not to say you shouldn’t go to college because it is so expensive, but rather that you should go to college because in the end there will be a greater net gain. This quote ties directly into her main argument by helping to clear up some misconceptions. People believe that because the price of college has gone up, its worth has diminished and its too great an effort to attend college. White argues against this by saying that although college is costly, you will be much better off in the future with a college degree rather than just a high school diploma. White helps to reinforce the importance of college in her article, reassuring the upcoming generation that college is very influential on their future.

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  25. gotta's avatar gotta

    In the article “Even With Debt, College Still Pays Off,” by Gillian White, White makes the claim that although college debts may seem scary, in the long run they will pay off. On one hand, I agree with White, college is a great opportunity that students should take advantage of despite the financial struggle it could cause for students. Yet on the other hand, do you really need a college education to make a life for yourself and get a sufficient job? In my opinion no, a college education is not essential to make a living for yourself. Neither of my parents attended college, and they have provided and can continue to provide a great life for me. They are living evidence that finding a job without a college degree is possible. Although I do think that college is an excellent fortune that students should take advantage of, in my eyes it is not a key component in making a living for yourself, and should not be frowned upon if a student decides not to go.

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  26. Goat's avatar Goat

    In today’s society the high upfront prices fresh high school graduates see for colleges has started overshadowing the long term benefits of paying this price. According to the article “Even with debt, college still pays off”, Gillian White explains that paying this price for college and dealing with the debt still will give you a more profitable future than those who avoid it. She explains that in several fields of work, those who attend college are likely to make more money than their co-workers who did not attend. Unemployment is also less likely for those who chose to attend college. So, even though you will be paying money upfront, college will help you obtain a job to pay that money back and more. It had been brought to my attention in various other articles that many do believe they save money by not going to college, and yes their lives still turn out positively without this extra education. It has however always been my intention to go to college after high school. This idea that college pays off has never faded from my mind, and White’s article has only solidified my future goals. Even though I will have to pay the debt for college, it has been made clear that the education I receive will help me receive a steady, paying job that I can use to pay my debt. My point is not that I believe I cannot have a satisfactory life without a college education, but rather that a college education will start me on a beneficial path in life.

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  27. Acash's avatar Acash

    In today’s age of growing importance of education, some people may think that higher education has cons that outweigh the pros. However, I believe that college education is well worth it in the long run. Essentially, I am arguing that the knowledge obtained from college, through books and experience, rewards the student in their dream career. For example, annual earnings of people with degrees have typically higher earnings than people that do not go to college. Although some object to college as getting higher education also means obtaining extreme amounts of debt, I would answer that paying off debt shows up on your financial record such as credit score. This can lead to an easier time to buy necessary expensive things such as cars and houses. In short, college debt leads to reward.

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  28. Alondra's avatar Alondra

    In discussions of college debt, a controversial issue is whether attending college is really necessary. While some argue that everyone should take the advantage of learning and getting a career job by attending college, others contend that not attending college is also fine. Common sense seems to dictate that if you don’t attend college, you will not be able to obtain a good paying job to support yourself or your family. However, I don’t agree with that statement because my elders are living proof that you do not need a college education to succeed in life. This is not to say that what White has mentioned about attending college being a good idea or a “necessary” investment is not true, but rather that attending college is not necessary, in my opinion, because it seems like if people don’t attend college they’re put down for not doing so. In other words, yes attending college and taking advantage of the learning experience is a good suggestion but it’s not a wrongdoing to not attend college. Although some readers might object that going to college is one of the best opportunities because not only do you get tuitions but you also get a great learning experience, I would answer that it is up to the person who has to make that decision and whether they feel comfortable doing so. In short, everyone has a different perspective about college and whether or not it is necessary.

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  29. walt's avatar walt

    Although the cost of colleges is increasing,so most students with high school diploma’s do not want to take the risk of getting an college education. However I do believe that college is the best choice for all students. Although there is a large cost for college education, the education is not only good for learning experience, but also for many ways to earn more money than employers with only a high school diploma. An experienced graduate from collage can earn, on average, $83,000 annually. On the other hand, a high school graduate might only earn, on average, $25,000 annually.

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  30. MC's avatar MC

    It is true that now a college degree is needed for most employment in our society today, but it is important to realize that it can make it so a person has to face crippling debt from student loans. This article is able to transition through ideas that show why attending college is both a positive and negative choice. The positive side to college is that it gives a person more options and opportunities when it comes to finding employment and it also gives a better chance to turn a job into a true career that one would be happy with. Also, it gives people an edge in the competitive job market over those who just have a high school diploma. Having just argued that there are many positives to attending college, I want now to complicate the point by saying that attending college could also be a negative choice. While there are many good reasons to attend college, a big problem is the financial component that comes with it. As the years go by, college tuition gets more and more expensive and it gets much harder to pay for , which leads to the need for loans and sometimes these loans can be carried by a person for most of their life depending on how their luck in the employment field goes. In short, I believe the article can be summed up in one quote from the article that states “The truth of it is that college is still worth it. It’s just that most people can’t afford it.”.

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  31. Catherine R's avatar Catherine R

    In her article, “Even With Debt, College Still Pays Off”, Gillian White discusses college. College is a hot topic and there’s much to be said about it by everyone. One of the main topics brought about college is the price. Going to college and receiving a great education, comes with a huge debt. Many people wonder: is the debt worth it? White says it is. She discusses the pros of going to college even with the high costs, rather than saving money by not going to college at all. One point she brings up is that a bachelor’s degree can help recent graduates earn 83% more than those who only completed high school. That’s just one of the many advantages of going to college. Working hard can get you a lot of amazing things, and what you earn by going to college can make up for what you had to pay to go in the first place. I’m still unsure about where I stand on the topic myself. Prices are unnecessarily high, but I do still think going and getting that education is extremely important. White makes another good point by saying, “When you add up the premium that college grads benefit from, which can amount to upwards of $10,000 each year, and multiply it by a career that lasts for about 45 years, the cost of a college education is well worth it.” To put it another way, college really will only help you rather than hurt you in the long run. Overall, college education is important and it’s worth the pay.

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  32. Stanislav Lisovskiy's avatar Stanislav Lisovskiy

    I completely agree with what White is saying about college. In other words college gives you a boost when it comes to a life long career. Although, this is not to say that everything will be a smooth ride. There will be a lot of work required to achieve the full potential of a college degree. Not to mention the debt you will have to pay off. But once that is done with people will be able to see why college is a good idea. White says that college can earn you a higher pay than the people that don’t attend. He also does a good job of providing great statistics in the article which makes it a lot more trustworthy. I have been told constantly throughout my life that getting an education is the best thing to do. And I 100% agree. College will not just lay a great foundation, but also give you greater opportunities in the long run.

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  33. Natalie Russo's avatar Natalie Russo

    As unemployment rates have increased in past several years people are beginning to question the benefits of actually going to college and enduring the years of debt afterwards. Gillian White argues for a higher level of education, stating the 80% of people who get a degree earn more money than people who only have their high school diploma. Although the price of college is overbearingly high evidence shows that earnings of college graduates compensates for the debt acquired. Personally, I agree with White. College has always been in the plan for me and although the loans are increasingly high I couldn’t imagine another source of income for my future. Ultimately, then, the goal of this article is to inform people of the benefits of getting a college degree while understanding the burden of loans debt.

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  34. Saltanat's avatar Saltanat

    Having argued that at some point every student goes through a point where they question themselves whether they think college would be a good option for them or not I want to complicate the point by saying that it is not guaranteed that you’d always be successful at all times however as long as you try hard enough it’ll be worth trying. Well some choose to take the challenge, some decide not to but what’s important of all is to accept the fact that at some stage you’d have to pick and make the best decisions for yourself. In the article of “Even With Debt, College Still Pays Off” by Gillian White The author states that college pays off once you accept it however what the author really means is that there is no prove and evidence for it, since not all of the college competitors succeed at becoming a successful person, although ones they take the challenge most percentage of them try and fight for their future to make is beautiful and worthwhile.

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  35. Donsk's avatar Donsk

    College is expensive; everybody knows that. It’s specifically noted that not everyone can afford it, but as the title offers, “Even With Debt, College Still Pays Off.” Going to college allows you to master skills that are needed in the profession you wish to pursue. In other words, students who attend college have a better chance at being successful than those who do not. But above all, once you land that job, you will be able to earn the money to pay off all of the college loans. Ultimately, then, my goal is to demonstrate that everyone should spend the money to go to college, because in the end you wind up with a great paying job and enough to money to live your life, while still being able to pay off debt.

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  36. Ethcon's avatar Ethcon

    In the Article, “Even With Debt, College Still Pays Off” written by Gillian White, she writes about the advantages of graduating from college with a degree over those that finish off their education with a high school diploma. On behalf of fellow students of the Class of 2017, Junior year for us is going to be pivotal for our future education. There is no doubt that this will be the most stressful year of my education before college because this is when it really counts. College in this day and age truly is what will get people the success in life that we all strive for. In other words, you can’t expect to thrive in life with only a high school diploma in hand. Even with the debt that is accumulated with most college students and recent graduates these days, having that degree and making it in the field of choice will really be beneficial in the long run.

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  37. Joe's avatar Joe

    I am a firm believer in getting a college education after high school, and in this article it is proven that it is a good idea to attend college to make more money in your future profession. Gillian White points out that it is possible to earn up to 83 percent more than the people who only attended high school. That is major dependant though. In a major like psychology college graduates only made 29 percent more than their peers. Some people may be worried about the student loans after college, and even with those it is still worth it to spend the money to go to college. This is not to say that college is meant for everyone, but rather those who know what they truly want to do. College is an opportunity to harness a skill and perfect it, but if college truly isn’t for you there are plenty of other pathways to being a success.

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  38. bennett's avatar bennett

    All my life I’ve been told “Even With Debt, College Still Pays off.” Gillian White argues this claim, informing the reader that “college graduates earn 80 percent more than their peers who didn’t attend, or didn’t finish, undergrad—and they’re also less likely to wind up unemployed than those who didn’t go to college.” I’m in agreement with her. Everyone in my immediate family has gone to college, along with all of both my parents siblings. It’s expected that you continue your education past High School, because of the high value my family places on a college education. But why do we? College costs more than a pretty penny (which is common sense), but it is the outcome of college that is so important. By continuing your education, you are less likely to be unemployed later in life, along with making a pretty comfortable amount of money.

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  39. Lo's avatar Lo

    White brings up the controversial issue of college debts in her article, “Even With Debt, College Still Pays Off.” Some students, in consideration of the recession, contemplate the pros and cons of investing in college. Studies show however, “according to New York Fed, college graduates earn 80 percent more than their peers that didn’t attend…” (White) What White means by presenting this evidence is that college is worth it one hundred percent. I maintain, along with the author, that college, despite the huge debt it comes with, is a necessity. College pays off in the long run even though it may mean years of unemployment and huge debts. Who could look at the statistics provided and make the decision not to go to college?

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  40. Gregory Boateng's avatar Gregory Boateng

    Throughout my life I’ve been told that I need to go to college and that education is a keystone in order to get the job and the money of your dreams. White’s “Even with debt, college still pays off” proves the point that many parents and teachers want to get through students heads. College is necessary even though the debt after may be unnecessary. As with everything in this world there are pros and cons but in this scenario the the pros do out weight the cons. College cost a lot but with that investment you gain a lot from it that you can’t get by just having your high school diploma. To sum up college education creates serious benefits that helps you more than any other “shortcut” ever can.

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  41. Riley's avatar Riley

    In discussions about the article, “Even With Debt, College Still Pays Off”, it’s seen that some people think that college isn’t worth the money when so many people have decent jobs with only getting a high school diploma. While some say that, others argue that you can achieve more in life and have more success by spending the money and going to college. I believe that college is a once in a lifetime experience that needs to be in everyone’s future plans. My point is not to say that by not going to college you’re never going to find a good job, because there are plenty of great jobs out there for everyone, but, by going to college you’re creating bigger and better chances for yourself to become who you want to be. College shouldn’t be something you can just take out of your future, It creates a broader variety of careers for you to choose from and allows you to experiment in different majors to see what interests you. Ultimately, then, my goal is to demonstrate that college is completely worth the cost if it leads you to a better future.

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  42. craigoryjarod's avatar craigoryjarod

    In her article “Even With Debt, College Still Pays Off”, Gillian B. White discusses the benefits that a college degree will provide for you in your career, as opposed to a high school diploma. She argues that even with student loan debt, a college education will pay itself off later down the line, using comparative studies of incomes with different degrees to support her case. The point that White is ultimately trying to make is that a college education is highly worth the debt and financial struggle that it may bear early on. I agree with White’s claim, as I feel many would, that temporary debt and struggle is worth success and financial stability later in life. Just as important, a college education better prepares you to be a productive member of the working class and develops specific skills further than that of solely a high school education. In sum, then, attending college is beneficial in both skill building, working class preparation, and developing a steady, decent income later in life.

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  43. chase's avatar chase

    When entering college, and or choosing the college in which you choose to attend, for many money has become a big factor in the final decision. The average high schooler today will look at the cost of a school, even before touring- hence people being in fear of debt after graduation. The “Oh I can’t afford that school” is sadly, a repeated saying amongst students. Although shelling out a great deal of cash might be scary, White educates us about rewards in the long run in her article ‘Even With Debt, College Still Pays Off’. In short, White informs us about the potential earnings one could make just by receiving a bachelor’s degree or higher.When it comes to a job, attending college will allow you to receive a higher position compared to someone that has only received a high school diploma/GED. With a higher position, comes the potential of getting a raise. With the potential of getting a raise, it can lead to a promotion. Resulting in higher earnings. In other words, the cost of attending college will be terrifying, but the earnings one could earn will make it rewarding in the long run.

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  44. Alexandria.D's avatar Alexandria.D

    White states in this article that people who go to college and finish with a degree are more likely to succeed in life then a person who did not attend college. This is not to say that someone who only finished with a partial degree wouldn’t go anywhere in life. White just states that the studies have shown a better success rate. It’s a shame that college continues to get more and more expensive. Students are being left in debt for those of who do attend college. White explains that “college grads… earnings are 83% higher than early career workers who only have a high school diploma.” I agree with white when said that “…college is still worth it, but most people can’t afford it.“ With this stated i feel that college is still worth the price, I personally would rather go to college than not at all. My mother as an example she didn’t go to college after graduating and she did “okay “ but since she went back to school her income from her new job has been much greater. To conclude I feel as though continuing your schooling after high school is the smarter choice.

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  45. ArthurTagnv's avatar ArthurTagnv

    Many people believe that college debt can ruin people’s lives, but that’s not my point. People claim that debt will ruin them, but in the end they still pay it off and manage to gain more. As White puts it, “ When you add up the premium that college grads benefit from, which can amount to upwards of $10,000 each year, and multiply it by a career that lasts for about 45 years.” Although many students can’t afford to enter college, the loans average $25,000 for a four-year college. Thus even with the loans many pay them off and prosper beyond that.

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  46. Gina's avatar Gina

    It is known that a college degree is needed for most employment in today’s society, but it is crucial to realize how much debt a college student has to deal with from student loans. White’s article touches base on both of the good and bad ideas about attending college. A positive she explains is that it gives a person many more options when it comes to getting a job. Also, it creates competition with those who have only received a high school diploma. Having just stated the positives of attending college, I now want to complicate the point that many negative factors can come with attending college. While there are numerous good reasons to attend college, the biggest problem is the finances that come with it. The farther you go in college, the more expensive it gets, this leads to student loans. Depending on what job they get after college, these loans could stay with a student for most of their life. In short, I believe the article does a great job of explaining both situations.

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  47. Aby Ogoke's avatar Aby Ogoke

    In “Even with Debt, College Pays Off” , Gillian White presents the advantages of graduating college using statistics in writing and with graphs. The beginning of the article explores the long-term benefits financially as well as the employment opportunities of going to college, while the very end examines the short-term negatives. Some would say that these two parts are inconsistent in supporting the author’s main point. It is true that these two areas contradict each other, but White makes a conscientious choice in bringing the naysayers argument into light- it leaves ample room for thought on how to improve the educational system and in helping students manage student debt and possibly finding ways to lower the overall cost of college for students.

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  48. Raya D.'s avatar Raya D.

    In her article, White argues why college is worth going to. What she really means is that although you’ll be in debt from college, it’s still something you should attend and learn from. She’s less concerned with what college guarantees you in the future, than with the reasons why college is worth it. So in other words, being in debt for almost the rest of your life after college is worth it, as Weiss says. This is not to say that college is not important. Don’t judge me, but I’m pretty sure college doesn’t guarantee you a happy ending with the best job after. That’s what Weiss doesn’t point out. She points out the unemployment rates. But where do they come from? From people who couldn’t finish their education (any level whether being school or college)? How about you consider the people that have gone to college and got nothing substantial out of it. They went to college, they had majors, they had dreams like us but come out of college not able to get a job. Why you say? It’s because college doesn’t guarantee you a job afterwards. So why put yourself at risk of being in debt and with no job? In sum, then, it’s really your opinion if you want to go to college or not. Just have a backup plan for when things don’t work out. And don’t say I didn’t tell you so.

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  49. I agree with Gillian because I know school is important to everyone but school is not for every one. Everybody learns in different ways and speed and sometimes I see people not wanting to go back because its long and hard. Some people cant afford to go to school. Even though it is expensive it is worth it. Even with student loan debts, in the end, the education is worth it. College can open the door for so many well-paying jobs that people can get and that will help them pay off their college debt. Everyone has their own economic choices they need to make based on their economic status and what field they want to be going into.

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  50. March M. Cortez's avatar March M. Cortez

    Despite the outrageous, increasingly high education tuitions, I believe that college education still pays off in the long run because there are many beneficial factors that can increase our ability in job offers, job opportunities that will open to greater things, average yearly income, and it is also good to have as your background skills. In addition, a degree provides students an up to date information, the quality and skills that are in demand. This will make students more knowledgeable and available to employers. However, there can be disadvantages of attending college and receiving your degree, which causes not everyone in finding a job, or young adults cannot really afford it because of other expenses they are responsible for. Hence, college are sometimes not meant for other people because they usually have the mentality that going to college may not pay off as well as they hope to be. However, I agree with every aspect of having a college education, it just really depends what people major in and what they are trying to go for. It is a higher education to success, it broadens the number of jobs people can get, which requires hard work of looking, putting in effort and the ability to sell your skills and experience of landing that job. I am currently working on receiving my Bachelor’s Degree, which may take me a few years or so to finish because I am the only supporting myself, with the full time job that I have, school and work is over-whelming. But I know in fact that it will pay off in the end knowing that I have accomplished something greater that I thought I will not be able to do. We all have the capability to do greater in life, never settle for less, and just keep going. Students should not see the negative side of going to college, having the heavy financial burden, or the struggle of having loads of work, but focused, ambitious hard working person that will go further with a degree than having without one.

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